About
Built to explain money clearly
SmartFinance is a free financial decision support system for people in India — not a bank, not a dashboard, and not a form-heavy calculator farm. We focus on the gap between brochure numbers and what you keep after tax and inflation.
What we do
Each tool starts with a decision question (borrow, save, or grow), then shows the consequence — income tax on interest or LTCG where it applies, and inflation-adjusted purchasing power — before you act. We cover home loan EMI, prepayment choices, SIP, FD tax, RD tax, PPF, and Sukanya Samriddhi (SSY), plus short guides with worked examples.
What we don’t do
- We don’t sell loans, funds, insurance, or leads.
- We don’t ask for sign-up, email, or phone to use a tool.
- We don’t store your inputs on our servers — calculations run in your browser.
How to treat the numbers
Results are educational estimates using standard financial math and assumptions shown on each page. Rates, tax rules, and product terms change. Verify with your bank and a qualified professional before you act.